Mahila Samridhi Yojana (MSY) Gujarat and Other Safai Karmchari Yojana.Application Form

sje.gujarat.gov.in/gskvn Mahila Samridhi Yojana (MSY) Gujarat and Other Safai Karmchari Yojana.

(1) Mahila Samridhi Yojana (MSY) Gujarat

Elgibility

• Women Safai Karamcharis/ Scavengers and their dependant daughters Purpose

• For small and petty trade/business and sundry income generating activities. Quantum of loan Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
• Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from any other available sources of funds.

Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 1% p.a.
• From CAs to beneficiaries : 4% p.a.

Repayment period

• Upto 3 years after implementation period of 3 months and a moratorium of 6 months.

(2) Micro Credit Finance (MCF)

Elgibility

• Safai Karamcharis, Scavengers and their dependants. 
• Purpose For small and petty trade/business and sundry income generatin activities.

Quantum of loan

◆Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.

◆For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000

per beneficiary)

◆Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.

Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 2% p.a.
• From CAs to beneficiaries : 5% p.a.

Repayment period

• Upto 3 years after implementation period of 3 months and a moratorium of 6 months.

(3) MAHILA ADHIKARITA YOJANA (MAY)

Elgibility

• Women Safai Karamcharis/ Scavengers and their dependant daughters
• Purpose For small and petty trade/business and sundry income generating activities.

Quantum of loan

◆Upto 90% of the unit cost with a maximum of Rs.75000.

◆Balance 10% is to be provided by the Channelizing Agencies

(CAs) in the form of loan, subsidy and from all other available

sources of funds.

◆Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 2% p.a.
• From CAs to beneficiaries : 5% p.a.

Repayment period

• Upto 5 years after implementation period of 3 months and a moratorium of 6 months.

Important Links

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Online apply time period

Application Period from 01/11/2021 to 15/11/2021

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